Category Archives: Healthcare Technology

Medical Identity Theft

Identity theft, has spawned a vicious new kind of crime: medical identity theft. Thieves steal your personal information to line their own pockets with fraudulent claims against your own health policy. Medical thieves can heist your health-insurance number, Social Security number and other personal information. Often the information is stolen by employees at medical facilities, and resold on the black market. Thieves also may hack into medical databases or break into medical facilities. Medical ID theft can cost you thousands of dollars, constant stress, and even threaten your life and health. Unless you check your medical records closely, you may discover you were defrauded only after the damage has been done.

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The scams

  • Illegal and bogus treatment. Medical ID thieves bill your health plan for fake or inflated treatment claims. The crooks often are doctors and other medical personnel who know how the insurance billing system works. Organized theft rings also are involved. They buy stolen patient information on the black market, and set up fake clinics to make bogus claims against the health policies of honest consumers.
  • Buy addictive drugs. Medical personnel with access to your data may use your identity to obtain prescription drugs to sell, or feed their own addictions. Dishonest pharmacists might bill your policy for narcotics, or nurses may call in prescriptions in a patient’s name but pick it up themselves.
  • Obtain free treatment. Medical ID thieves who don’t have their own health coverage often receive free medical treatment, courtesy of your policy. They assume your identity at a hospital or clinic, and your policy receives the bills.

What’s the damage?

Medical ID theft can cause serious and long-lasting damage. Recovering can take years.

  • Ruined credit. Thieves often ring up large hospital bills in your name, then disappear without paying. This can ruin your credit. Straightening out inaccurate credit records can take months or even years of time-consuming headaches. Meanwhile, you could be hounded by bill collectors, turned down for loans or mortgages, and forced to pay higher lending costs. You also could lose jobs; some employers check a candidate’s credit history.
  • Loss of health coverage. Fraudulent insurance claims can max out your health-policy limits. This can leave you with no coverage when you have a medical emergency, or need an expensive operation or other treatment.
  • Inaccurate records. Medical ID theft can threaten your health or even life. A thief’s treatment history can end up on your medical records. This could include the wrong blood type, or medicine to which you’re allergic. Your life thus could be on the line if you receive the wrong treatment based on the thief’s treatment. Your records also could be falsely saddled with damaging — and inaccurate — diagnoses such as mental illness. This could follow you throughout your life.
  • Legal troubles. A pregnant woman stole the medical identity of a mother, and delivered a baby who tested positive for illegal drugs. Social workers tried to take away the real mother’s four children, falsely thinking she was the addict. She had to hire a lawyer to keep her family.
  • Higher health premiums. False claims against a health insurance policy can raise your health premiums — costing you yet more money.

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How to protect yourself

Here are ways you escape the scourge of medical ID theft.

  • Examine your EOBs. Review the explanation of benefits (EOB) form sent by your health insurer. If you see treatments you never received, immediately notify your insurer and medical providers.
  • Monitor your insurance benefits. Ask your insurer for a listing of benefits paid out under your policy. Do this at least once a year.
  • Check your medical records. If you suspect you’re a victim of medical ID fraud, get a copy of your records from your doctor, hospital, pharmacy or laboratory.

Don’t share medical or insurance information by phone or email unless you initiated the contact and know who you’re dealing with. Keep paper and electronic copies of your medical and health insurance records in a safe place. Shred outdated health insurance forms, prescription and physician statements, and the labels from prescription bottles before you throw them out. Also, don’t forget to read the Privacy Policy on the websites you visit and you should be fine.

 

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ELF & RF Radiation Health Risks | IMPORTANCE OF PROTECTING

Technology has made everything easier for us. Before cell phones and laptops existed, people spent their time writing letters, communicating through short phone calls, and finding other ways to be closer. Today, everything is different.

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We are all connected. Cell phones, laptops, and other ‘helpful’ wireless technology surround us. But what we are less aware of is that every day, we are swimming in a pool of Electromagnetic Field Radiation (EMF). Even if we don’t use our phone as much as other people, we are influenced by the EMF created in our near surrounding.

An Electromagnetic Field (EMF) is the area created whenever electricity is generated or used. The invisible lines of EMF contain an amount of electromagnetic energy. Scientists claim EMF to be dangerous to human health as they find a connection with many chronic diseases.There are two different types of EMF: Extremely Low Frequencies (ELF), and Radio Frequency (RF).

#1 Extremely Low Frequencies (ELF) is emitted by all electronics and has a frequency range of 3 Hz to 300 Hz. Any electronic that is powered up emits ELF radiation. There is substantial evidence that ELF exposure has a biological influence on human health as it has been shown to create biological interactions that can disturb the system enough to create DNA fragmentation and mutations.

#2 Radio Frequency (RF) fields is the signal that most electronics use to connect with the antennas, including cellular service, data, Wi-Fi, Bluetooth, etc. RF are considered a part of the group of non-ionizing radiation that has lower levels of transmission power and is incapable of changing the molecules of the human tissue, but can change their behavior.

Radio Frequencies are higher than ELF in a range from 3 kHz to 300 GHz, but both have been shown to create biological effects.

THE IMPORTANCE OF PROTECTING YOURSELF FROM BOTH TYPES OF EMFs

Based on different types of research and analysis, the safety standards for maximum exposure to cell phone and other devices radiation, rely only on the devices’ thermal effects (TE). Within years of studies, this has shown to be highly incorrect. The real concerns come from the ignored effects of the non-heating radiation exposure to human tissue, especially the brain.

Radio Frequency Radiation can cause tissue heating, which leads most of the manufacturers to offer protective products just for this type of radiation. On the other hand, there is substantial evidence that shows that Extremely Low Frequencies (ELF) can cause tissue damage without heating.

The formal conclusion that serves as a foundation for today’s exposure limits and standards exclude the damaging effect of ELF. One of the non-thermal and profoundly ignored effects that EMF (both ELF and RF) has on the human brain are the so-called ‘modulation signals’ which have no correlation with tissue heating. Which means, the two types of EMFs should be considered dangerous aside from the widely spread belief of RF radiation’s ‘thermal effects’ only.

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According to C. Blackman’s article published in Pathophysiology, “modulation signals are one important component in the delivery of EMF signals, to which cells, tissues, organs and individuals can respond biologically. Studies have tested the RF and ELF-modulated RF signals from emerging wireless technologies (cell phones) that rely on pulse-modulated RF to transmit signals.”

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Many concerns address this issue. Mostly because of the publicly announced studies that tend to ‘assure’ us that there is no correlation between EMF and the human tissue whatsoever. Although we are swimming in a pool of EMF radiation, these studies show that the only damage the human tissue can suffer from the devices is through heating.

 

HSA Advantage: Know What It Offers

HSA offers you numerous benefits. Notably, it allows you to save for health problems that might come your way in the future. Discover more here.

Health expenses can be really distressful considering the high costs of the healthcare services. However, with an HSA, you can take a breath of relief. In essence, it is a great way to prepare yourself for any future health problems. Do you know how an HSA can help you? Here is a detailed picture of this useful healthcare plan.

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A Quick Overview of HSA

HSA is an acronym for Health Savings Account. As the name suggests, it is similar to personal savings accounts. However, you can use the saved amount only to pay the bills of the healthcare services. Only those enrolling in a high-deductible insurance plan can open an HSA.

The basic idea behind opening this type of account is to help control healthcare expenses. It works on the theory that people tend to spend their money in a wise manner when they are themselves the owner.

A Brief History of HSA

It is a relatively new policy in the health insurance arena. In fact, it was only in 2003 that HSA began to make its presence felt. As of February this year, there are 19.7 million Americans who have such accounts. But this was not always the situation. Back in 2008, only about 6 million Americans had it.

Why You Should Consider Using an HSA to Lower Your Health Expenses

HSA advantages may be particularly lucrative to those who are currently in good health and want to save for future problems. In addition, employees who are retiring soon are more likely to find it a beneficial approach. This is because it can help to reduce healthcare costs after they retire.

Before you decide to open the account, it is important that you have a clear idea of the HSA advantages. Learn them in details in the upcoming sections.

What are the Major Components of HSA?

  1. You have control over the money in your account and also the way you spend it for your health. In fact, this might be the most influential factor that drives many Americans to open an HSA.
  2. It saves money as the amount in the HSA is exempted from tax. Isn’t it good to know your savings will help to take care of your health after many years?
  3. You can plan quite ahead how you will spend the money. As a matter of fact, better planning is always likely to yield better results.
  4. Only you can decide where to spend the money in the account. Meaning, you are the only owner of your account. Your employer may choose to contribute some amounts to your account. However, your employer or the insurance provider has no right over the money present in it.
  5. Your right over the money exists even after you have switched the job. Thus, HSA takes care of the employee benefits long after you have left the job.
  6. You won’t lose the amount even if you did not spend it this year. In fact, the amount will remain in your account and add up the next year.
  7. You can spend the funds in the account in mutual funds. Thus, before selecting an HSA administrator, learn what investment options they provide.
  8. If you are 65 or older, you may use the amount to pay for Medicare premiums. However, know that some Medicare policies may lie outside the coverage.
  9. You can continue to use an HSA even if you change your insurance plan.
  10. With HSA, you can pay other costs like those for eye or dental problems.

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Common HSA Questions Answered

  1. What’s the difference between HSA and FSA?

FSA does not allow the amount to roll over. It means you lose the money if you cannot use it.

  1. Is it that only your employer can offer such a health account?

No, that’s not the case. You may open an account through a bank or other financial institution without taking any help from the employer.

  1. What are the eligibility criteria to start an account?
  • Age below 65 years.
  • Enrolled in high-deductible health insurance plan that is the only health plan you have.
  1. Can you use the amount of health savings account for an emergency?

In case of an emergency, you may first pay using the money from taxable accounts while keeping a good record of the receipts. In the meantime, the amount in the account is free from tax and continuing to grow. Later, you can ask for reimbursement that is equivalent to the amount spent in anemergency.

  1. If you don’t use the amount and want to withdraw as you reach time of retirement, do you have to pay any sort of penalty?

No, the whole process is hassle-free.

  1. Are MSA (Medical savings account) and HSA the same?

No. In fact, MSA and HSA are very different from each other in many aspects. Most importantly, the former plan is limited to those organizations that have 50 or fewer employees. On the other hand, organizations, bigger or smaller, can provide an HSA facility.

Want To Know More?

To learn more about HSA advantages, visit http://www.FindaTopDoc.com. Also, gain unlimited access to a myriad of other benefits. Readers can find evidence-based health information with just a click. Driven by the aim to provide authentic information about diseases, drugs, supplements, medical procedures, and lifestyle tips to all its visitors, FindaTopDoc.com and CEO Anthony Casimano allow visitors to read about the best doctors locally. Readers can choose the doctor that best meets their unique health needs, and request to schedule an appointment instantly.

 

 

 

Pregnant Traveller Tips

An extra-large baby bag full of diapers, bottles and blankets is an essential part of any mom-to-be’s future travel plans. But for now — since the only extra weight you’re carrying is that in-utero bundle of joy — traveling can be a slightly easier undertaking. Whether you’re planning a mind-clearing babymoon, a critical work trip or that four-hour drive to your in-laws, make sure to prioritize your comfort and health while on the go. Before you start squeezing your oversized maternity wear into your itty-bitty carry-on, read these valuable tips for taking a trip when you’re expecting.

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  1. Time Your Trip Well

For most women, pregnancy has its fair share of nausea, discomfort and fatigue. But the good news is all three symptoms won’t usually span the full nine months. Take advantage of the second trimester when you’ve likely overcome morning sickness, but not yet felt the onset of increased fatigue. When possible, it’s best to schedule your travel between the 20- and 30-week marks.

Regardless of whether you can schedule your travel for that hopefully asymptomatic sweet spot, try to avoid traveling after 36 to 38 weeks of pregnancy. And always consult with your doctor before you head off — women with higher-risk pregnancies may be discouraged from traveling. Most airlines require a note from your doctor if you are scheduled to deliver within 30 days of takeoff, but restrictions vary by carrier. Before you buy your ticket, determine your airline’s pregnant flyer policy.

  1. Choose a Domestic Destination

It can be tempting to visit a far-off destination before the yelps of a crying infant leave you in a perpetual state of sleep deprivation. But if you can reel in those vacation fantasies to domestic locales, you may face less discomfort on your journey. Stay closer to home and you’ll reduce some ambiguity when it comes to contaminated food, unsafe drinking water and foreign medical care.

  1. Bring a Copy of Your Prenatal Records

No matter where your itinerary takes you, always bring along a copy of your prenatal records and medical notes. And while you’re planning your trip, be sure to determine where the nearest hospital or medical facility is located. Should you need treatment from a local doctor during your trip, your records will provide an essential starting point for a medical professional to understand the circumstances of your pregnancy. If you have health insurance, keep proof of insurance with you at all times.

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  1. Travel By Car

Flying may be faster and traveling by boat may let you rock your soon-to-arrive neonate to sleep, but if you plan to travel while pregnant the best mode of transport is the good old-fashioned automobile. The reason? You’ll have more immediate access to emergency medical care and you can make frequent pit stops to stretch,

visit a restroom or take a break from any nausea-inducing motion. While you’re on the road, be aware of your seat belt placement: Secure the lap belt below your belly so that it rests against your hip bones, and wear the shoulder belt across the center of your chest and to the side of your baby bump.

  1. Stay Hydrated and Bring Healthy Snacks

Pregnant women should drink eight to 12 glasses of water per day in order to ensure that their amniotic fluid is renewed and breast milk production is on track, among other health benefits. Thankfully, some of that water can be used to wash down periodic snacks. When you’re packing bites to eat — and it’s a good idea to bring along quite a few — stick to healthy foods that are part of your usual diet.

The idea of travelling when you’re pregnant may seem daunting at first. When it’s hard to get comfortable in your own bed, you might think there’s no way you’ll manage it on a plane or in a strange hotel room. But guess what? This is one of the best times for you to get away and treat yourself.

You don’t need to be reminded that your world is about to revolve around someone else, but you may need the encouragement to prioritize yourself, plan a comfortable and fun trip, and hit the road with your partner for much-needed time together. So, follow all these tips and enjoy your vacation!

Healthcare Business Salary

Job opportunities in the health care field are booming. Median wages are higher than any other industry in the U.S, and occupations in the sector are expected to continue to grow rapidly in the next 10 years.Employment of health care occupations is projected to grow 19% from 2017 to 2024, much faster than the average for all occupations, according to the new edition of the U.S. Bureau of Labor Statistics’ Occupational Outlook Handbook, published Dec. 17, 2015. (The OOH projects the growth of professions over 10 years.) The net effect of that growth in health care is an additional 2.3 million new jobs.

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It’s true: You’ll need some specialized education to land many of these, but the career benefits—can be well worth the investment. Here are 10 health care positions expected to grow both in number and salary in the coming decade according to the refreshed BLS guide, and—bonus—most of these fields are expecting above-average growth.

Physicians and Surgeons

Median salary: $187,000

Jobs available: 700,000

What they do: Physicians and surgeons are the highest earning professionals in the health care world. Physicians diagnose and treat patients, as well as take medical histories and prescribe medication. Surgeons are also responsible for treating patients, but focus more on operating to repair ailments such as broken bones or cancerous tumors.

Education required: Doctoral or professional degree

Dentists

Median salary: $155,000

Jobs available: 150,000

What they do: Dentists treat patients’ teeth and gums as well as provide preventative help on maintaining good oral health

Education required:  You must first get a bachelor’s degree, then go to a dental school (four years) and pass a licensing exam.

Pharmacists

Median salary: $120,000

Jobs available: 300,000

What they do: Pharmacists dispense prescription medications to patients and offer advice about safely administering medicine without causing adverse reactions.

Education required: Doctoral or professional degree.There are almost 300,000 jobs available.

Podiatrists

Median salary: $120,000

Jobs available: 9,000

What they do: Podiatrists provide medical and surgical care for foot, ankle, and lower leg problems.

Education required: Doctoral or professional degree. Podiatrists often do internships and residencies early in their careers.

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Nurse Anesthetists, Nurse Midwives and Nurse Practitioners

Median salary: $100,000

Jobs available: 170,000

What they do: Nurse anesthetists provide anesthesia and medical care during and after surgeries. Nurse midwives provide family planning services and prenatal care to women. Nurse practitioners serve as primary care providers and help integrate health promotion strategies into their patients’ lives.

Education required: Master’s degree

Optometrists

Median salary: $100,000

Jobs available: 40,000

What they do: Optometrists examine and treat visual problems and manage any diseases or injuries to the eyes.

Education required: Doctoral or professional degree

Physician Assistants

Median salary: $95,000

Jobs available: 94,000

What they do: Physician assistants include examining, diagnosing and treating patients with help from teams of physicians and surgeons.

Education required: Master’s degree

Physical Therapists

Median salary: $82,000

Jobs available: 210,000

What they do: Physical therapists help injured patients improve their mobility and manage their pain through exercise and non-invasive procedures.

Education required: Doctoral or professional degree

Radiation Therapists

Median salary: $80,000

Jobs available: 16,600

What they do: Radiation therapists are responsible for treating cancer and other diseases through radiation treatments.

Education required: Associate degree

Healthcare is an increasingly important sector of employment due to an aging population and constant advances in medical science. These are the highest paid healthcare jobs, so if you are thinking about taking up a new career these are definitely the best of the best.

How to Cut Healthcare Cost: Top 10 Tips to Consider

Meta: Are you spending a large chunk of money to pay for necessary healthcare services? Read on to learn some tips to cut healthcare cost.

How to cut healthcare costs

It may not be entirely possible to cut healthcare cost by a huge margin. However, with the following tips, you can surely limit out-of-pocket spending. Continue reading to discover more.

Health Is Wealth. Does It Mean You Should Spend all Your Money on It?

No, but you should not hold back from spending your earnings for something as important as health.

However, that does mean it should create a big hole in your pocket. Healthcare costs have been rising significantly with every passing year. The growth is fueled by many factors, such as an increasing prevalence of lifestyle and chronic diseases, availability of new treatment options, and rising drug costs.

The key to spending less for healthcare services lies in identifying the leakage and taking timely measures to repair the leakage.

What Can You Do to Cut Healthcare Cost?

1. Review your contract with your health insurance company. Choose an insurance plan that best meets your healthcare needs. For example, if you often become ill or have a chronic condition, you may opt for a plan with higher premiums. On the other hand, if your medical needs are few, you may choose a plan with lower premiums. Moreover, you should learn about medications that the plan covers. You may want to switch to another plan if the early plan does not cover the medicines you take or are more likely to take in future.

2. Ask your doctor the right questions. That said, you should communicate with your doctor closely but not ask irrelevant questions. Ask if a generic version of the prescribed medicine is available. As a matter of fact, the generic versions are less expensive than the brands. In case there is no generic version, ask if there is a less expensive substitute. In any case, follow your doctor’s instructions and take your medicine as directed. That way, you may be able to reduce further health complications.

3. Leverage the benefits of technology. Using telemedicine and disease trackers may be another option to bring healthcare cost down. That way, you might be able to prevent an ER visit. According to the CDC, reducing ER visits and subsequent hospital stays could save $7 billion a year.

One such technological innovation is http://www.FindaTopDoc.com. Readers can find evidence-based health information with just a click. Driven by the aim to provide authentic information about diseases, drugs, supplements, medical procedures, and lifestyle tips to all its visitors, FindaTopDoc.com and CEO Anthony Casimano allow visitors to read about the best doctors locally. Readers can choose the doctor that best meets their unique health needs, and request to schedule an appointment instantly.

4. Reap the benefits of discount programs. Depending on your income and health needs, you may apply for discounted medicines through a patient assistance program. Some pharmaceutical companies, states, or insurance providers run such programs. Find out if any such program is currently running in your area.

5  Reduce medicine wastage. Buy only what’s necessary and store medicines as per the instructions. Moreover, talk to your pharmacist to know more about how you can reduce medicine wastage.

6. Prevention is better than cure. The best way to cut healthcare cost is to practice prevention. If you work to maintain your health, the diseases will definitely stay far from you. So, don’t wait for the perfect moment to start working for your health. Eat a balanced diet, exercise regularly, limit alcohol intake, and quit smoking.

7. Get more out of services made available to you. A number of healthcare services are often available without cost. For example, health screenings, vaccinations, and pregnancy care. Don’t miss the opportunity to be a part of such services in your area.

8. Learn if you can get a procedure or surgery done at an outpatient facility. Service at an outpatient facility is usually cheaper than that in a hospital. Understand that using this method may not be applicable to all cases.

9 .Compare in-network and out-of-network healthcare providers. Go for the first option as the in-network providers charge you less.

10. Open an HSA. An HSA or Health Care Savings Account is a great way to save hundreds of dollars a year. You can use an HSA to render a certain amount of your income tax-free. If you have been paying lower premiums for your plan, this may be an option. Many financial institutions allow you to open an HSA. Remember the amount in the HSA gives you interest and is solely your property. This is in contrast to Flexible Spending Account (FSA). Your employer owns the FSA and the amount in it does not give you interest.

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Key Takeaways

  • Staying healthy is the best way to cut healthcare cost. Following a healthy diet and lifestyle habits can save you from many diseases. Most notably, the chronic lifestyle disorders like high blood pressure, obesity, and diabetes.
  • Opening an HSA could save hundreds of dollar every year. Interestingly, you can also earn interest on the amount in HSA.
  • Purchasing medicines from online pharmacies (whenever possible) can be an effective way to bring drug cost down. For long-term medicines, you may look for a reliable online pharmacy and order a bulk quantity. However, be sure first if the plan covers the medicines. Also, never trust everything that’s on the internet. You make want to do thorough research about the online vendor before purchasing.

 

Want To Know More?

To learn more about the ways to cut healthcare cost, visit http://www.FindaTopDoc.com. Also, gain unlimited access to a myriad of other benefits. Readers can find evidence-based health information with just a click. Driven by the aim to provide authentic information about diseases, drugs, supplements, medical procedures, and lifestyle tips to all its visitors, FindaTopDoc.com and CEO Anthony Casimano allow visitors to read about the best doctors locally. Readers can choose the doctor that best meets their unique health needs, and request to schedule an appointment instantly.

 

The Best New Healthcare Technologies

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With new healthcare technologies emerging every day and rapid scientific advances taking place at a fast pace, physicians are increasingly pressed to adapt to society’s changes & challenges and the escalating need to deliver effective patient care as patients have also grown more demanding and have developed higher expectations. Feeding positive patient reviews in real-time right from the office is what the Findatopdoc Review Kiosk is all about. For more latest health information technology about this new and exciting product launched,